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The Difference Between a Fast Business Loan and a Small Business Loan

Key takeaways Traditional lenders often have strict eligibility criteria and longer approval timelines Fast business lenders offer flexible requirements and fast funding Fast business loans are ideal...

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Majority of small businesses using artificial intelligence

Many small companies have started to find new and creative ways to save time and money using artificial intelligence.  A survey from 2024 found 69% of small businesses are using AI, up from 56% in...

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401(k) balances hit second highest on record: Fidelity

Balances for 401(k) retirement accounts hit the “second-highest average on record” in the final quarter of 2024, according to new data from Fidelity Investments.  The financial services company found...

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Nvidia forecasts first-quarter revenue above estimates

Nvidia forecast first-quarter revenue above market estimates on Wednesday, expecting strong demand for its leading AI chips to persist as businesses spend heavily to expand generative artificial...

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Mortgage rates fall to 6.76%: Freddie Mac

Mortgage rates fell for a sixth consecutive week to the lowest level in more than two months, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released...

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14 Signs You Need to Refresh Your Budget

How long have you been budgeting? One month? One hundred months? So long you don’t remember? If you’re new to budgeting, hear this: It takes about three months to get into the swing of things and feel...

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How to Get the Debt-Free Life You Deserve – Start Today!

Americans have a total of around $1.16T in credit card debt in 2024 according to the Experian Study: Average U.S. Consumer Debt and Statistics. Achieving a debt-free life is a transformative journey...

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How Race Impacts Credit: The History And Effect On Lending Practices

Key takeaways Lending discrimination is not new, but policies such as the Equal Credit Opportunity Act penalize lenders for discriminatory practices. Critics of current credit-scoring models argue...

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10 Tips For Buying Rental Property

If you’ve been watching reruns of HGTV’s “Income Property” and wondering if it’s time to buy an investment property and become a landlord, you’re not alone. Between a jump in inflation and the mood of...

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Are you filing business taxes in 2025? Here are 7 tips for working with a tax...

With the April 15 deadline for filing business income taxes looming, many small business owners are getting their documents and finances in order to determine how much they may owe or whether they can...

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