Spending Money You Don’t Have: Credit Card Debt & The Holiday Season
As the holiday season approaches, the allure of festive decorations, gift-giving, and lavish celebrations can be enticing. However, the excitement of the season often comes with a hidden price tag:...
View ArticleHow to Convert Factor Rates to Interest Rates
Key takeaways Factor rates are a decimal that you use to multiply the entire loan by to get the total loan cost. Factor rates do not incorporate loan fees into its rate, as APRs do, making it...
View ArticlePersonal finance weekly news roundup December 21, 2024 ~ Credit Sesame
Credit Sesame’s personal finance news roundup December 21, 2024. Stories, news, politics and events impacting personal finance during the past week. U.S. household wealth rises in Q3 2024 The total...
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Group behind viral ‘Hawk Tuah’ star’s meme coin hit with lawsuit over crash
The group behind the meme coin named after viral “Hawk Tuah Girl” Hailey Welch has been hit with a lawsuit from investors after the $HAWK coin crashed within hours of its launch. The complaint filed...
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Labor force participation among US-born American men has plunged amid soaring...
Native-born American men have been fleeing the workforce in droves in a decades-long trend that coincides with a rise in immigration, according to a new analysis sounding the alarm on the issue. The...
View ArticleTax Reform Bill: How Does It Impact You
Just when you started getting comfortable with your annual chore of tax filing, the 2018 tax reform bill hit the scene—and everything changed. From tax rates to deductions, a whole bunch of tax...
View ArticleHow to Buy Gifts This Year Without Missing a Credit Card Payment
The holiday season is a time for joy, celebration, and gift-giving. However, it can also bring about financial stress and anxiety, especially if you’re worried about managing your credit card payments...
View ArticleNeed-based Financial Aid: What It Is & How To Qualify
Key takeaways College aid may be given through need-based or merit-based aid. Need-based aid includes Pell Grants, work-study programs and Direct Subsidized Loans. Your FAFSA will determine your EFC,...
View ArticleWhat Is A 529 Plan For College Savings?
Key takeaways 529 plans are tax-advantaged accounts that allow a beneficiary to use the funds for qualified education expenses. Funds contributed to a 529 plan are allowed to grow tax-deferred. The...
View ArticleWhat is the Beneficial Ownership Information report?
Key takeaways The Beneficial Ownership Information (BOI) report identifies company ownership and is required filing for business entities by Jan. 1, 2025. Businesses can file the report online through...
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