Is Your Young Gen Z-er Ready for a ‘Fin Lit’ Final Exam?
Don’t miss Raising Financially Fit Kids; this engaging and relevant webinar is a great resource for parents, teachers, and caregivers of young people. Learn how to start money conversations with your...
View ArticleThe Truth About Payday Loans
We’ve all seen them. Bright yellow and red signs with promises of instant cash to help you get to payday. And all you have to do is sign over your dignity and any leftover hopes of being financially...
View ArticleDebt Collections and Statute of Limitations
Understanding the intricacies of debt collections and the statute of limitations can be critical for consumers. These concepts not only affect your financial health but can also impact your peace of...
View ArticleIs it too late to apply for debt relief?
If you’ve been in debt for a long time, you may wonder if you qualify for debt relief. Debt relief can offer reduced debt payments, a more manageable payoff timeline and an end in sight to a long debt...
View ArticleSkeptical of an online-only bank? I was, too. Here are the 3 things that...
I remember waiting for the train in Boston a couple of years ago when I saw an ad for an online-only bank. I was skeptical. How could you have a bank without physical branches? I felt more secure at a...
View ArticleHigh insurance rates push homeownership further out of reach
The headlines about the housing market spotlight home prices, which are falling but still high, and mortgage rates, which have skyrocketed. Both are important factors in the affordability equation....
View ArticleWhat is an ETF? Learn the basics about exchange-traded funds
Exchange-traded funds, or ETFs, are an increasingly popular way to invest in the financial markets. An ETF holds stakes in many different assets, and by buying a share of the fund, you own a tiny...
View ArticleCapital One VentureOne Card benefits guide
Key takeaways With the Capital One VentureOne Rewards Credit Card, accessing major travel benefits doesn’t have to mean being charged a high annual fee. The VentureOne Rewards card offers 5X miles per...
View ArticleShould I draw from my retirement accounts to pay for home improvements?
Key takeaways Borrowing from tax-advantaged accounts may end up costing you more than your original contributions. If you lose your job or move on to a different opportunity, you’ll have to pay your...
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How Do I Know When It’s Time to Retire?
Deciding when to retire is one of the most significant financial decisions you’ll make, and getting the timing right is important for the success of your nest egg. If you’re wondering “how do I know...
View ArticleUS economy grew at a 2.8% pace in the second quarter, more than expected
The U.S. economy grew at a faster pace than expected at the beginning of 2024 as consumers continued to open their wallets despite ongoing inflation and high interest rates. Gross domestic product,...
View ArticleHow Does a Financial Advisor Get Paid? Should You Use One?
If you’re new to the world of investing, you’re probably wondering whether you need the help of a financial advisor. Here’s the truth: Even the most seasoned investors find value in having an...
View ArticleCan I Get a Credit Card with Bad Credit?
Searching for a new credit card can be a daunting task, especially if you have bad credit. A lot of people wonder if they can get a credit card with bad credit. The good news is, yes, you can....
View ArticleHow to get your debt relieved
With many Americans struggling to pay off debt, some are turning to debt relief to make monthly payments more manageable. Debt relief can offer a reprieve from the cycle of payments through the...
View ArticleThe average American household budget
Many Americans spend a sizable amount of their income to keep a roof over their heads, food on the table and a means of transportation. Other items commonly found in household budgets include...
View ArticleWhat do builder warranties cover?
When you sign a contract for a newly-built home, the developer or builder usually offers a builder warranty. While the warranty provides some coverage for a certain period of time, it isn’t enough to...
View Article6 best investments for beginners
The idea of investing can be intimidating if you’re just starting out, but it’s an important part of saving for various financial goals and building wealth. You’ll encounter many different market...
View ArticleIs closing a credit card bad?
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You...
View ArticleIs It Wise to Convert 10% of My IRA into a Roth Each Year to Avoid Taxes and...
Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in retirement are also free of federal income taxes. You can get those...
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Financial education survey highlights inequality ~ Credit Sesame
Credit Sesame discusses the results of its May 2024 financial education survey. Wealth gaps between different population groups occur for a variety of reasons. However, one clear-cut factor, if...
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