Modeling A 1% Wealth Tax—Back Of The Envelope Calculations
A wealth tax is a levy imposed on the net value of held assets, including cash, real estate, investments, and personal possessions. It is typically levied on taxpayers with a wealth above a certain...
View ArticleToday’s mortgage rates hold steady for 15- and 30-year terms | August 1, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
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Tens of millions of air bag inflators pose safety risk, possible recall...
The National Highway Traffic Safety Administration (NHTSA) said people driving tens of millions of vehicles in the U.S. are still at risk of injury or death due to unsafe front and passenger air bag...
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Housing inventory just hit a post-pandemic high, and these cities saw the...
The U.S. housing market has suffered from a severe inventory shortage for years now, which continues to drive up prices and worsen the home affordability crisis. But new data shows more homes are now...
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Stress and Anxiety Surrounding Retirement
STUDY SUMMARY 56% of Americans lose sleep thinking about retirement. People who associate confidence with retirement are most likely to have specific retirement goals and know what steps they need to...
View ArticleBudgeting For Back to School Shopping Using S.M.A.R.T. Goals
As summer winds down, the excitement of a new school year brings a mix of emotions for both parents and students. While the anticipation of new classes, friends, and experiences is palpable, the...
View ArticleHow to choose a bank: 8 steps to take
The best bank for you is one that fits your unique financial situation. Each bank differs in its strengths, so finding the right bank to meet your needs — whether it’s earning more on savings or...
View ArticleWhat is BONK Coin?
Konstantin Tsevelev/Getty Images Calling itself “the dog coin of the people,” Bonk coin is a dog-themed cryptocurrency based on the cryptocurrency Solana. Bonk launched on Christmas Day 2022, and is a...
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What to Know About Form 8889 for HSAs
If you’ve made contributions to or taken distributions from a health savings account (HSA), the IRS requires you to report it on your yearly taxes. That’s where Form 8889 comes in. It details...
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How to Stay Socially Active as a Retiree
Retirement can be an exciting new chapter, offering ample opportunities to stay socially active. Engaging in community activities, joining clubs and pursuing hobbies can significantly enhance your...
View ArticleToday’s mortgage rates plummet for 15- and 30-year terms | August 2, 2024
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
View ArticleChevron relocates to Texas from California
Oil giant Chevron is moving its headquarters to Texas from California, the latest company to exit the Golden State. The energy company on Friday announced its planned corporate relocation to Houston...
View ArticleUS job growth slows to 114K in July while unemployment unexpectedly jumps
U.S. job growth cooled sharply in July while the unemployment rate unexpectedly rose to the highest level in nearly three years. The Labor Department reported Friday that employers added 114,000 jobs...
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Retirement Education – Ramsey
STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any...
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What is debt settlement and what are the risks?
A May 2024 consumer credit report from the Federal Reserve noted that outstanding debt (including credit card balances) grew by $11.4 billion from the previous month. Many Americans may be part of...
View ArticleSuper savers: How much is too much to put in a savings account?
Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially in uncertain times. But stashing away too much cash might not be the best...
View ArticleEthereum price history: 2015 to 2024
Like many cryptocurrencies, Ethereum has been tremendously volatile since its inception on July 30, 2015. But apart from the first few months while it was gaining its following, the price has moved...
View ArticleWhat do the 3 credit bureaus do?
Key takeaways The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, balances and the payments you make. Each credit bureau operates...
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Does Workers’ Compensation Affect Social Security Benefits?
Workers’ compensation, which provides financial support for employees injured on the job, can impact the amount you receive from Social Security. Specifically, if you’re receiving workers’ comp, your...
View ArticleHSA popularity for young and old Americans ~ Credit Sesame
Credit Sesame discusses the rise in HSA popularity for Americans of all ages. A new study found that there are over 37 million Health Savings Accounts (HSAs) covering 61 million Americans. As of the...
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