Today’s mortgage rates continue to plummet for 15- and 30-year terms | August...
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
View ArticleWall Street’s fear gauge surges as global market selloff deepens
Wall Street’s fear gauge spiked early Monday to the highest level in more than four years amid a global market meltdown. The Cboe Volatility Index, or VIX, helps measure the level of fear among...
View ArticleMan in Chicago McDonald’s accused of attacking 3 with ‘hatchet-like weapon’...
Chicago police are looking for a man they say attacked three people with a “hatchet-like object” after he was denied free food by a cashier at a McDonald’s, local FOX 32 reported. It happened around...
View ArticleHow to Talk to Your Spouse About Money
One of the questions I’m asked most often is, “How can I talk to my spouse about money?” If you’re looking for that answer, I’m so glad you’re here. Talking about money can be intimidating for any...
View ArticleWhere to park you down payment this summer
My girlfriend and I have saved what, to us, feels like a life-changing amount of money. It’s the most we’ve ever socked away from paychecks, project bonuses and “surplus” found under the metaphorical...
View ArticleFinancial leverage: What it is and why it matters
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
View ArticleHow to manage debt with a balance transfer card
Key takeaways Before taking on a balance transfer offer to consolidate debt, budget for a monthly payment plan to pay it off. Select a balance transfer card that’s suited to your credit score and look...
View ArticleOnDeck vs. Fundbox: Which small business lender is right for you?
Key takeaways OnDeck and Fundbox are fintech lenders that only offer select products OnDeck’s loans offers higher loan amounts and flexible repayment terms Fundbox is more welcoming to startups with...
View ArticleAt What Age Should You Retire From the Federal Government?
Federal employees generally receive annuity-based pension funds when they retire. Depending on when you joined the government, this may be supplemented by Social Security and a private savings plan....
View ArticleTest your mortgage knowledge ~ a Credit Sesame Quick Quiz
Take Credit Sesame’s quick quiz to test your mortgage knowledge if you are considering buying a home. A mortgage is a loan used to purchase a property, with the property itself serving as collateral....
View ArticleBuying a Fixer-Upper Home: What to Know
You’ve watched so many episodes of Fixer Upper you can practically guess what new home remodel miracle Chip and Joanna Gaines are about to pull off. And sure, their projects look hard, but you’re up...
View ArticleFinancially Preparing for Back-to-School Season
Assess Your Financial Situation The first step in financially preparing for back-to-school is to take stock of what you already have. Go through your children’s closets and school supplies to identify...
View ArticleHow to fight a creditor’s account levy
Key takeaways A creditor places a bank levy on your account if you have fallen delinquent on your payments. A bank levy results in the creditor legally taking funds from your account. In order to...
View ArticleReasons to have a local bank
Key takeaways A local bank typically offers products and services tailored to consumers and businesses in the community where the bank is located. Advantages of using such a small, neighborhood bank...
View Article14 Best 0% APR Credit Cards of August 2024
21 months 0% intro APR for 21 months from account opening on qualifying balance transfers 21 months 0% intro APR for 21 months from account opening Regular APR: 18.24%, 24.74%, or 29.99% Variable APR...
View ArticleWhat is financial liquidity?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
View ArticleIs the OpenSky Secured Visa Credit Card worth it?
Key takeaways The OpenSky® Secured Visa® Credit Card is a good secured credit card for those ready to rebuild their credit. The OpenSky Secured Card allows you to deposit up to $3,000 for a matching...
View ArticleHow to choose the best credit-builder loan for you
Key takeaways A credit-builder loan can help borrowers start their credit journey on a positive note or work to improve their score. To choose the right credit-builder loan for your needs, it’s best...
View ArticleHow long does it take to get a fast business loan?
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Fast small business loans can be secured as quickly as within 24 hours Fast small business loans still require the...
View ArticleI Will Claim a $3,750 Social Security Benefit. Will My Wife Automatically Get...
If your wife is eligible to collect a spousal benefit, whether or not it is paid automatically can depend on when each of you claims benefits. If your wife claims benefits on her own employment...
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