Student Discounts and Deals: How to Find Back-to-School Bargains
As the back-to-school season approaches, the excitement of a new academic year is often accompanied by the daunting task of shopping for supplies. From textbooks to tech gadgets, the list can seem...
View ArticleWhat debt management tool is right for you?
Debt is a fact of life for many Americans. The average credit card balance in 2023 was $6,501, with 49 percent of cardholders surveyed by Bankrate carrying a balance from month to month. If you want...
View ArticleHere’s everything savers need to know about APY
APY is an abbreviation for “annual percentage yield,” which is the percentage that indicates how much interest a bank account, such as a certificate of deposit (CD) or a high-yield savings account,...
View ArticleThe verdict is in: Third-party litigation funding contributes to high home...
The insurance industry is in the midst of another crisis, but until recently, this one was flying under the radar. Many insurance companies have been reporting record losses while insurance premiums...
View ArticleOpening price for a stock: What it is and how it’s set
Michael M. Santiago/Getty Images When you catch the financial news in the morning or watch the stock market open right at 9:30 a.m. Eastern time, you’ve likely seen a number next to a ticker symbol....
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Best gas credit cards for bad credit
You can still get a gas credit card if you have bad credit, though you may have fewer options than if you had good or better credit. Generally, most of the best gas cards for bad credit are cards...
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Alternatives to credit repair: 4 other paths to a better score
Key takeaways Working with a credit repair company is not the only way to start mending your damaged credit. If a credit repair company isn’t right for your needs, consider handling the credit repair...
View ArticleHow to save on back-to-school shopping with tax-free weekends
Key takeaways With the back-to-school shopping season in full swing, families should take every opportunity they can to save money. One way to lower costs is to shop during a tax-free weekend or...
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What Is the Solo 401(k) Contribution Deadline?
A solo 401(k) plan is a powerful retirement savings tool designed specifically for self-employed individuals and business owners without employees. These plans allow for both employee and employer...
View ArticleIs the Fed to blame for the mid-2024 recession scare? ~ Credit Sesame
Credit Sesame discusses the recession scare in mid-2024 and who is to blame. It’s been a strong year for stocks, with the US market up about 18% so far in 2024. Still, it only takes a few bad days to...
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This week’s personal loan rates fall for 3-year terms, rise for 5-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
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Legendary beauty products seller Avon files for bankruptcy
Avon Products filed for Chapter 11 bankruptcy on Monday as the beauty brand looks to address its debt and legal liabilities stemming from lawsuits that alleged its talc-based products were...
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Inflation expected to cool slightly in July report as issue becomes key issue...
A closely-watched inflation report is due to be released Wednesday morning and is expected to show that inflation has continued to ease as the issue comes to the forefront of the presidential race and...
View Article3 steps to calculate your debt-to-income ratio
Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and your gross monthly income and then divide your debt by your gross income. While every lender and product...
View ArticleWhat to do when a CD matures
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
View ArticleStudy: Car ownership costs Americans nearly $7,000 per year in hidden expenses
According to Bankrate’s new Hidden Cost of Car Ownership Study, the hidden costs of owning a car average $6,684 annually in the U.S. Years of unpredictable inflation and volatile auto insurance rates...
View ArticleWhat is a retirement financial advisor?
A stunning 56 percent of Americans say they feel behind on saving for retirement, according to a recent Bankrate survey, and it’s leaving many feeling financially insecure. But working with a...
View ArticleHow to do a balance transfer with Chase
Key takeaways If you want to consolidate high-interest credit card debt, transferring a balance to a Chase credit card with a low or 0 percent intro APR offer could help you save on interest for a...
View ArticleSR-22 in Virginia
Virginia drivers who have been convicted of various driving infractions may be required by the state to submit an SR-22 certificate to the state Department of Motor Vehicles (DMV). Often referred to...
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When Can My Spouse Claim Social Security Benefits?
Knowing when a spouse can claim Social Security benefits can significantly impact retirement planning. Spousal benefits allow one partner to receive a portion of the other partner’s Social Security...
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