Survey: 2 in 5 Americans regret not saving enough for retirement or emergencies
Mistakes are normal in anyone’s financial journey. If you’ve made a financial decision in the past that you regret, like taking on too much credit card debt, know you’re not alone. The majority (77...
View ArticleHow I saved thousands of dollars on a trip to Australia with credit card...
I love to travel in style. But I can’t afford to travel like the rich and famous, at least not by paying cash. That’s where my expertise in maximizing credit card rewards comes in. With careful points...
View ArticleSteps to prequalify for a personal loan
Jordi Mora igual/Getty Images Key takeaways Prequalification lets you view your predicted loan rates and approval odds without impacting your credit score. Review each lender’s minimum acceptance...
View ArticleHow Much Does a Roth Conversion Cost in Florida?
When you make a Roth conversion, the costs will depend on where you live. Converting money to a Roth IRA has a major upside, and a major downside. The benefit is tax-free portfolio growth and income....
View ArticleGetting ready for the economic slowdown ~ Credit Sesame
Credit Sesame discusses the economic slowdown and how tightening credit and rising debt may lead to a challenging economic period ahead. The economy has had a nice run since the pandemic. After the...
View ArticleProjected Brackets, Standard Deductions And More
The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) increased by 0.2% on a seasonally adjusted basis in August after rising the same level in July—over the last 12 months,...
View ArticleRetail Cards Hit Record High Interest Rate
Retail Credit Card Interest Rates Reach Record High A new study from Bankrate, which surveyed the interest rates of 108 store cards from leading retailers in early September, found they have reached a...
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Looking for a job? These five states have the most competition
Job-hunting in the current labor market can be a daunting prospect, especially as other candidates pursue the same openings. Competition has ramped up this year as LinkedIn job listings in all 50...
View ArticleAmerican Airlines flight attendants approve new 5-year contract, avoiding strike
American Airlines and the flight attendants in the company’s employ agreed on a new five-year contract. The Association of Professional Flight Attendants said that with 95% of eligible flight...
View ArticleTool 4: Talking to your lender
Key takeaways If it’s hard for you to make your debt payments, it could be worth it to speak with your lender about your options. You may be able to get a deferment or forbearance on your payments if...
View ArticleIs the Chase Freedom Student card worth it?
Bankrate Insight: As of June 11, 2023, the Chase Freedom Student credit card has been discontinued and is no longer accepting new applicants. Chase has replaced it with the new Chase Freedom Rise®...
View Article9 best ways to invest $1,000
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
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Chase Ink Business Unlimited just brought back its highest welcome offer
Luis Alvarez/Getty Images Looking to add a new business card to your wallet? The Chase Ink Business Unlimited® Credit Card just announced an elevated welcome offer: earn $900 cash back after spending...
View ArticleAlmost half of Gen Z, millennials have a side hustle: The modern American dream
While Gen Z and millennials may not be as experienced in the workplace as older generations, research shows that they have a strong entrepreneurial spirit. According to Bankrate’s Side Hustles Survey,...
View ArticleIRS Grants Retirement Account Holders Ability to Withdraw $1,000 for Urgent...
It is easier to take up to $1,000 out of retirement plan savings to help with an emergency under a new rule from the Internal Revenue Service. The IRS announcement clarifies a 2022 law that aimed to...
View ArticleInflation hits 2.5% in August, keeping the Fed on track to lower interest rates
The annual inflation rate in August continued to inch towards 2%, the target inflation rate the Federal Reserve has set, according to the Consumer Price Index (CPI) released by the Bureau of Labor...
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Trump Media stock jumps after former president says he won’t sell his shares
Shares of Trump Media and Technology Group surged on Friday after former President Trump vowed not to sell his stock in the company. Trump Media is the parent company of Trump’s Truth Social, and the...
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Where are the jobs? Recent study ranks top cities
HR and payroll company ADP ranked cities across the country based on three things that make a strong labor market: annual pay growth, new hire wages and the hiring rate. The study, published in August...
View ArticleTool 3: Building a support system
Key takeaways A support system can look different for each person. It could include family and friends as well as the help of local programs and government agencies. A support system is there to help...
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The mortgage refinance window finally cracks open
A sudden spurt of economic volatility sent mortgage rates down again this week. They’re averaging 6.31 percent — their lowest point since February 2023, according to Bankrate’s national survey of...
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