Debt tool 1: Budgeting and debt management
Key takeaways There are several ways to pay off debt, including working with a reputable debt relief company. You can budget for debt by making it a priority in your “needs” category of expenses...
View ArticleWhat is the average interest rate for savings accounts?
Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for....
View ArticleCapital One Quicksilver Student Cash Rewards Credit Card vs. Journey Student...
The Journey Student Rewards from Capital One is no longer taking new applicants, although existing cardholders can still use the card. Those interested in the Journey Student Rewards card should check...
View ArticleWhat is the average personal loan interest rate?
Key takeaways The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and poor credit may have rates over 30%. Other aspects of your finances, like...
View ArticleCredit fiction vs. fact ~ Credit Sesame
Credit Sesame lists 20 points of credit fiction and gives you the facts about credit and credit management. 1. FICTION: Checking your own credit score frequently lowers it. FACT: Checking your credit...
View ArticleHere’s How to Incorporate a Business
One of the most important questions you need to answer as a small business owner is whether you should incorporate your business—and if so, how. Here, we’ll explore why you would want to incorporate...
View Article7 steps to launching and growing your T-shirt business in a competitive market
Starting a T-shirt-making business can be an exciting venture, but it requires careful planning and execution to ensure success in a competitive market. Whether you’re a creative entrepreneur or...
View ArticleTrump Media shares slip after second assassination attempt on former president
Shares of Trump Media and Technology Group fell in choppy action on Monday, a day after another would-be assassin made an attempt on the life of former President Trump, who is the majority...
View ArticleFederal Reserve begins policy meeting with interest rate cuts on deck
The Federal Reserve on Tuesday begins a highly anticipated two-day meeting where policymakers are expected to cut interest rates for the first time in four years as stubborn inflation shows signs of...
View ArticlePros and cons of debt consolidation: Is it a good idea?
Key takeaways Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances and — in some cases — boosting your credit score. Upfront costs may eat into the...
View ArticleWhat is the APR on a mortgage and how does it work?
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
View ArticleHow to pick the best mutual funds: 7 essential tips for beginners
Key takeaways With mutual funds, investors can buy a diversified portfolio without an investment advisor, which makes a well-constructed portfolio more accessible. There are thousands of mutual funds...
View ArticleWhy the Capital One Platinum is great for improving your credit score
FreshSplash/E+/Getty Images Key takeaways The Capital One Platinum Credit Card is designed for those with a fair to good credit score of 580 or higher to improve their credit score — whether you’re...
View ArticlePrivate lenders vs banks: Which is better?
PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on your credit and finances. Banks tend to be a solid pick for...
View ArticleConsumers worry about debt yet take on more ~ Credit Sesame
Credit Sesame discusses how, despite increasing worry about debt, many consumers still take on more debt rather than address their financial situation. The latest Survey of Consumer Expectations from...
View ArticleMeow Launches Meow Financing in Partnership with Lendio to Fuel Small...
Sept 18, 2024, Lehi, UT – Today, Lendio and Meow, a business-focused neobank with over $1 billion assets on the platform, announced a new initiative to provide Meow customers with access to capital...
View ArticleSuccessful entrepreneur ditches college degree for 'hands-on experience'
You don’t need college to be successful, according to one entrepreneur who acquired her skills on the job. “I just kind of knew I had that feeling of like, I need to do something on my own, have my...
View ArticleTupperware files for bankruptcy | Fox Business
Tupperware Brands Corporation has filed for bankruptcy, just months after the iconic American food storage container maker shuttered its last remaining plant in the U.S. amid financial woes. The...
View ArticleChild care for 2 kids now costs nearly 40% more than rent across 100 largest...
Despite the overall pace of inflation easing year over year in the U.S., the price of housing and raising kids continues to soar – and child care costs now exceed rent in many parts of the country. A...
View ArticleWhat Financial Lessons Can Back-to-School Shopping Teach Us?
How to teach your kids about budgeting basics with school supply shopping By Melissa Jackson Students going back to school means back-to-school spending and expenses, but it also means getting back...
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