Walking Away From Debt Vs. Filing Bankruptcy
Key takeaways Defaulting on a loan means that you’ve violated the promissory note or cardholder agreement with the lender to make payments on time. Filing for bankruptcy, on the other hand, is a legal...
View ArticleHow Much Does An Oil Change Cost?
franckreporter/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The cost of an oil change typically falls between $50 and $100. The old rule of getting an oil change every 3,000 miles...
View ArticleReturn On Equity: How To Calculate ROE And Use It
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
View ArticleHow Much Will an Unsecured Business Loan Cost?
Westend61/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Unsecured business loans do not require collateral Interest rates and fees impact how much an unsecured loan costs...
View ArticlePersonal finance weekly news roundup October 19, 2024 ~ Credit Sesame
Credit Sesame’s personal finance news roundup October 19, 2024. Stories, news, politics and events impacting personal finance during the past week. Debt fears grow in September 2024 Spending has risen...
View ArticleBlackRock CEO Larry Fink on why the firm’s crushing it
BlackRock flexed its muscles this week, reminding investors why it is the world’s largest asset manager with a new record $11.5 trillion under management. It’s exchange-traded and mutual funds saw a...
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Harvard fundraising slumps after antisemitism controversy
Donations to Harvard University and its endowment declined by a little more than $150 million in the Ivy League institution’s 2024 fiscal year amid backlash toward the administration’s handling of...
View ArticleWhat Is a Noncompete Agreement?
You may have seen that the Federal Trade Commission (FTC) recently adopted a ban on noncompete agreements—meaning they’re now prohibited in most employment situations nationwide. At first glance, a...
View ArticleWhat to know about structured settlement buyouts
Key takeaways If you decide to cash out your settlement all at once, you won’t receive all the funds you’re entitled to. The amount you lose will depend on the settlement buyer. Cashing out a...
View ArticleWhat Is A Chargeback? | Bankrate
Key takeaways A chargeback is a disputed charge on a credit card that allows consumers to seek a credit from their credit card issuer instead of directly from the merchant. Chargebacks are different...
View ArticleAre Some Bonds Safer Than Others?
Bonds are known for the role that they play in adding diversification to a portfolio. Their stable income stream and relatively conservative risk profile give investors some peace of mind when it...
View ArticleDocuments Needed To Apply For An Unsecured Business Loan
gradyreese/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Unsecured loans don’t require collateral but still have an underwriting process and documentation requirements You...
View ArticleStaying safe from cyber threats in online banking ~ Credit Sesame
Credit Sesame discusses staying safe from cyber threats in online banking during Cybersecurity Awareness month. In 2004, America’s Cyber Defense Agency declared October Cybersecurity Awareness Month....
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Why some Americans will receive an extra Social Security check in November
Some Americans will receive two Social Security payments in November due to a quirk in the system that results in a second monthly payment on rare occasions. Typically, the Social Security...
View ArticleUtilities luring Microsoft, Google and Amazon
Ho-Hum utility stocks have been anything but in the past few months and are enjoying one of the best years in recent memory with gains over 29% outpacing the S&P 500’s 23% rise. Kevin Mahn,...
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CVS workers strike at 7 California locations seeking better pay, health care
Workers at seven CVS pharmacies in Southern California are now on strike, as they demand better pay and health care and to call out what they describe as the company engaging in bad-faith contract...
View ArticleHow to Deal With Financial Stress: 12 Tips to Take Control
Your thoughts are racing, you haven’t been able to sleep soundly for a week, and your stomach’s in knots—all because of a trip to the grocery store or a look at your checking account. If these anxious...
View ArticleWhat Is An Automatic Stay In Bankruptcy?
Key takeaways An automatic stay prevents creditors from pursuing collections against you during bankruptcy. Both Chapter 7 and Chapter 13 bankruptcy have automatic stays that last anywhere from 30...
View ArticleSomeone Stole My Credit Card And Used My Rewards. What Do I Do?
Key takeaways Hackers may be able to access your rewards account and steal your points and miles to book their own trips or cash them in by selling your rewards to others. If your rewards account is...
View ArticleHow a Financial Advisor Can Help You Fight Inflation
Inflation is down considerably from its June 2022 high of 9.1 percent, now coming in at 2.5 percent as of August 2024 compared to the previous 12 months, according to the Bureau of Labor Statistics....
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