Clik here to view.
Chapter 13 Bankruptcy: What You Need to Know
Key takeaways Chapter 13 bankruptcy allows people with regular income to repay debts over time, protecting assets and recovering financial stability. To qualify, individuals must meet income and debt...
View ArticleSurvey: 61% Of Workers Got A Pay Increase, But Some Say They Still Lost...
This isn’t the worst job market that U.S. workers have ever navigated, and if you asked most economists, unemployment should’ve been higher than it is right now thanks to elevated interest rates. Yet,...
View ArticleBest Money Market Funds in December 2024
Yoshiyoshi Hirokawa/Getty Images With interest rates higher than they’ve been in some time, savers and investors are once again able to earn decent rates of return in relatively safe investments such...
View ArticleFarm Loans | Bankrate
Key takeaways Lenders provide a variety of farm loans for operating costs, ownership, natural disasters and more Farmers edged out of traditional financing can seek low-cost Farm Service Agency (FSA)...
View ArticleMaking Sense of Commercial Real Estate Rates
Whether you’re a seasoned investor or a novice entrepreneur, commercial real estate rates will always be a focal point guiding your investment decisions. This article will simplify commercial mortgage...
View ArticleNovember inflation increase won’t derail Fed interest rate cuts
Annual inflation increased to 2.7% in November, rising modestly above the 2.6% annual inflation rate of the previous month, according to the Consumer Price Index (CPI) released by the Bureau of Labor...
View ArticleTrump rings NYSE opening bell to kick off trading
President-elect Donald Trump on Thursday morning visited the New York Stock Exchange and rang the opening bell to kick off trading. His visit to the NYSE occurred the same day that Time magazine...
View ArticleClik here to view.
California launches statewide e-bike voucher program
California is launching a new incentive statewide offering income-eligible Californians $2,000 toward the purchase of a new electric bike. This new incentive is the state’s latest attempt to expand...
View ArticleMore Tips to Save Big When Eating OutPart 2 includes 7 tips focused on saving...
Tip 11: Splurge Guilt-Free for Special Occasions Make dining out a special treat by saving it for memorable occasions or celebrations. Establishing a habit of cooking budget-conscious meals at home...
View ArticleWhat Is the Thrift Savings Plan and How Does It Work?
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you...
View ArticleBitcoin Price Tops $100,000 For First Time In History: What You Need To Know
After days of tiptoeing up to $100,000, Bitcoin finally surpassed the six-figure threshold and then some, rocketing to more than $102,000 in early Thursday trading. The cryptocurrency has been on a...
View Article28 Grants for Black Women
Key takeaways Grants can help Black female business owners bridge the funding gap Many grants are tailored to specifically help Black business owners and women business owners overcome racial biases...
View ArticleClik here to view.
Apple IPO anniversary: How much would a $1,000 investment be worth today?
Apple on Thursday marked the 44th anniversary of the tech giant’s initial public offering (IPO) just days after its market capitalization reached a new all-time high that emphasized its growth over...
View ArticleClik here to view.
Chances of Fed rate cut rise despite inflation ticking higher
Inflation edged slightly higher in November, but that hasn’t dimmed the market’s expectations that the Federal Reserve will cut interest rates when policymakers meet next week. The consumer price...
View Article10 Best Ways to Save for College
How much student loan debt do you think the average college student racks up by the time they cross the graduation stage? Seriously, take a guess. $10,000? $20,000? You’d be what’s known as wrong. The...
View ArticleCan You Save Money By Not Hiring A Bankruptcy Attorney?
Filing for bankruptcy is a significant step that can offer relief from overwhelming debt, but it’s not without complexities. The legal process involves intricate paperwork, strict deadlines and...
View ArticleCredit card charge-off | Bankrate
Key takeaways A charge-off is a debt that has gone unpaid for a sufficient amount of time and is deemed uncollectible by the creditor. Charge-offs do not erase your debt, and you are still responsible...
View ArticleSpotting The Next Great Cryptocurrency: 5 Strategies For Beginners
Dennis Diatel Photography/Getty Images Searching for the next big thing in the cryptocurrency world? Be careful — tons of scammers would love to take your money, while others are creating cartoonish...
View ArticleWhat Is A Short-Term Business Loan And How Does It Work?
kate_sept2004/Getty Images. Key takeaways Short-term business loans are a quick way to get funds for your business, with repayment terms typically lasting between three to 18 months Short-terms are...
View ArticlePersonal finance vs. credit management ~ Credit Sesame
# Financial practice Personal finance Credit 1. Saving every month Builds financial security, enabling long-term planning and investment opportunities. Establishes an emergency fund, reducing reliance...
View Article