10 Budgeting Myths You May Be Falling For
You’ve probably heard a lot of trash talk about budgeting over the years. Or maybe you tried budgeting in the past and didn’t stick with it each month. But don’t judge budgeting until you hear us out!...
View ArticleHow long can a debt collector pursue old debt?
Key takeaways The statute of limitations varies from state to state and is the law that limits the amount of time in which debt collectors can sue you for unpaid debt. You aren’t legally required to...
View ArticleBiden versus Trump’s economy: How the 2024 presidential candidates stack up...
A historic rematch between President Joe Biden and former President Donald Trump is heating up, and the road to the White House may come down to whose economic legacy succeeds at outshining the other....
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Owner financing: What it is and how it works
Key takeaways Owner financing is an arrangement in which a homeowner or seller, rather than a bank or mortgage lender, extends credit to a buyer, making the purchase possible. Owner financing...
View ArticleYour crypto transactions may soon show up on an IRS 1099 form. Here’s who’s...
The landscape of cryptocurrency taxation is changing. The U.S. Treasury Department, in collaboration with the Internal Revenue Service, finalized a rule June 28 requiring cryptocurrency platforms to...
View ArticleWhy a higher minimum wage won’t solve the tipping dilemma
Americans are fed up with tipping. About six in 10 Americans (59 percent) have a negative view toward tipping, according to Bankrate’s 2024 Tipping Culture Survey. The most common view (37 percent) is...
View ArticleShould I buy a boat or rent one? Consider these factors
Key takeaways Renting is a good option for testing options and infrequent trips. Buying is best for if you boat frequently and can handle maintenance costs. On average, owning a boat costs anywhere...
View ArticleWhat is an unsecured business loan and how does it work?
Key takeaways Unsecured business loans are types of business loans that do not require collateral Lenders are more selective when it comes to offering some types of unsecured business loans and may...
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How to Create an Investment Plan for the Retirement You Want
Before you can create an investment plan for the retirement you want, you’ll want to think about your desired lifestyle. By identifying your retirement goals early, you can tailor your investment...
View ArticleUsing a personal loan for credit building ~ Credit Sesame
Credit Sesame discusses how to use a personal loan for credit building. Using a personal loan for credit building is one way to show a consistent payment history that can lead to good credit scores....
View ArticleToday’s mortgage rates continue to remain unchanged for 15- and 30-year terms...
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
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Dow, Russell 2000, small caps, Trump, Vance, Fed
Investors stepped up pumping money into companies that are considered solid barometers of the U.S. economy as investors eye the 2024 election and a looming rate cut by the Federal Reserve. The Dow...
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Trump says he would not fire Powell as Fed chair if he is re-elected
Republican presidential candidate Donald Trump said that he would allow Federal Reserve Chair Jerome Powell to finish his term at the helm of the central bank if he wins the November election. “I...
View ArticleWhat to Look for During the Open Enrollment Period
Open enrollment—it’s one of the most important seasons of the year. Unfortunately, it doesn’t come with pumpkins or presents—mostly just confusion. But don’t worry. We’re going to go over everything...
View ArticleHow to Prioritize and Manage Your Financial Responsibilities
Managing your financial responsibilities can often seem overwhelming, impossible, and stressful. However, with thoughtful planning and a strategic approach, you can effectively prioritize and manage...
View ArticleVA home loan requirements for 2024
DenisTangneyJr/Getty Images Key takeaways To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down...
View ArticleThe top-paid CEOs: Median CEO rings up $15.7 million
The compensation of chief executive officers seems to spiral ever higher, and that was the case in 2023, as CEOs at the biggest companies saw median payouts rise to a record $15.7 million, per the...
View ArticleHow to pay off student loans with a credit card
Key takeaways Using a credit card to pay off student loans is only possible in specific circumstances — and it’s often not worth the effort. To pay your student loans with a credit card, you’ll likely...
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When I Claim My $3,000 Social Security, Will My Wife Automatically Get a...
When you file for Social Security, your spouse becomes eligible for payments known as spousal benefits. However, they won’t receive these payments automatically. Instead, they must file with the...
View ArticleAmericans expect spending to grow faster than income ~ Credit Sesame
Credit Sesame discusses the worrying trend that Americans expect their spending to grow faster than income. Despite high inflation, high interest rates, and high debt burdens, consumer spending...
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