Biggest stock market crashes in US history
In the wake of the stock market’s recent plunge — spurred by global market volatility, a dismal jobs report and the prospect of future rate cuts from the Federal Reserve — investors may be worried...
View ArticleAPR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual percentage rate (APR) measures the actual amount it costs to borrow money every year,...
View ArticleSBA microloans: What they are and how to get one
Key takeaways Businesses can get SBA microloans for up to $50,000. The SBA microloan program is geared to help minority businesses. You have to apply through an approved community-based lender. SBA...
View ArticleSocial Security in Texas: Everything You Need to Know
As one of a handful of states with no state income tax, Texas is one of the more financially attractive places to reside for people who are receiving Social Security benefits. Nearly 4.7 million...
View ArticlePersonal finance weekly news roundup August 24, 2024 ~ Credit Sesame
Credit Sesame’s personal finance news roundup August 24, 2024. Stories, news, politics and events impacting personal finance during the past week. Economic indicators declined in July 2024...
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Red Lobster bankruptcy forces CEO switch
The group seeking court approval to purchase Red Lobster has selected former P.F. Chang’s CEO Damola Adamolekun to run the faltering seafood chain upon its emergence from Chapter 11 bankruptcy....
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Car insurance rates are surging – and could spike over 50% in these states
Car prices are finally on the down swing, but drivers are facing a new financial hurdle: Surging auto insurance premiums. A new report published by Insurify, an insurance comparison shopping site,...
View ArticleWhy Summer is the Perfect Time for a Financial Check In
1. Start by Calculating How Much You Owe The first step — assessing the damage and getting the full picture of how much debt you’re in — can be the hardest step, especially if you’re struggling with...
View ArticleIs Upside a good way to save at gas stations, restaurants and grocery stores?
This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that time. The rest of the article has since been updated. Key takeaways...
View ArticleWhat is market volatility?
Yuichiro Chino/Getty Images Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is...
View ArticleHow to get a credit card with no credit history
Key takeaways You can still get approved for a credit card without a credit history. In fact, there are credit cards designed for people with no credit, such as secured cards and student cards. You’ll...
View ArticleWhen and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money without extending your repayment term. If your credit score has improved since taking out...
View ArticleSecured vs. unsecured business line of credit
Hinterhaus Productions/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Secured lines of credit require collateral Unsecured business lines of credit do not require collateral,...
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How Does Medicare Work If You Have Retiree Insurance?
Leaving the workforce doesn’t necessarily mean leaving employer-provided health insurance behind. Some companies continue to offer retirees health coverage, even after they stop working and enroll in...
View ArticleWill a Fed rate cut provide quick relief? ~ Credit Sesame
Credit Sesame discusses the impact of a Fed rate cut for consumers. An interest rate cut in September 2024 looks increasingly likely. There is a general impression that this will provide fast-acting...
View ArticleBusiness Credit Cards for Bad Credit: 5 Best Options for Small Businesses
Okay, so you have bad credit or little credit history and you’re trying to open a business credit card account for your small business… Plenty of successful business owners have launched their...
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Private student loan interest rates rise for 5- and 10-year terms
Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote...
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Number of crypto millionaires surges in 2024
One million dollars is a lot of coin, and the number of people who own that equivalent or more in cryptocurrency has surged over the past year. The Crypto Wealth Report 2024 published by Henley &...
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Body of Delta worker ‘unrecognizable’ after tire explosion, son says
The son of a Delta Air Lines worker killed at the airline’s aircraft maintenance facility in Atlanta early Tuesday says his father’s body was “unrecognizable,” and only able to be identified by his...
View ArticleClosing costs in Florida: Who pays for what?
Whether you’re thinking about buying a house in Florida or selling the one you currently own, there will be one cloud in the Sunshine State sky: closing costs. These encompass the many extra fees...
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