How to choose a 1.5 percent cash back card
Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like extended warranties, travel insurance and no foreign transaction fees. But not all...
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Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates and restrictions on how and when you receive funds are common...
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Guide to Capital Gains Taxes on Commercial Properties
Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income level. When a commercial property is sold at a profit, the difference...
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Can Retirees Contribute to a Traditional or Roth IRA?
Tax-advantaged retirement accounts such as traditional and Roth IRAs are important tools for retirement planners accumulating wealth to provide for a secure retirement. And, under the right...
View ArticleWhat if consumer perception of the U.S. economy is wrong? ~ Credit Sesame
Credit Sesame discusses whether consumer understanding of the U.S. economy is wrong and how this may impact financial behavior negatively. The latest Survey of Consumer Expectations from the Federal...
View ArticleSupreme Court blocks President Biden’s SAVE plan again
Despite President Biden’s request to reinstate the SAVE plan the administration created to help student loan borrowers pay less in monthly payments, the Supreme Court declined to do so on Wednesday....
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Lawyers who sued to void Musk’s Tesla pay plan unlikely to get ‘windfall’ fees
The team of lawyers who sued to void Tesla CEO Elon Musk’s $56 billion pay package have requested $6 billion in legal fees for their work, but their request may run afoul of a new court ruling that...
View ArticleInflation measure closely watched by the Fed rises 2.5% in July
An inflation measure closely watched by the Federal Reserve inched higher in July as elevated prices continue to weigh on millions of Americans. The Commerce Department reported Friday that the...
View ArticleEmergency Funds for College Students: Why They’re Necessary and How to Start One
Navigating college life is a journey filled with academic challenges, social opportunities, and the excitement of newfound independence. However, it is also a time when financial stability can become...
View ArticleHow to protect yourself from debt relief and credit scams
Key takeaways Consumers with large amounts of debt or lower credit scores are often targeted for debt relief and credit scams. Scammers may contact you with promises of significant results and demand...
View ArticlePlans to stop taxing tips sound better than they really are
TriggerPhoto/ Getty Images We’ve found one thing presidential candidates Kamala Harris and Donald Trump agree on: tips should no longer be subject to federal income taxes. But this seemingly...
View ArticleIndex funds vs. mutual funds: What’s the difference?
New investors often want to know the difference between index funds and mutual funds. The thing is, sometimes index funds are mutual funds and sometimes mutual funds are index funds. It’s like asking...
View ArticleI’m a credit cards writer. Here’s why my girlfriend and I have the Amex Gold
I’ve been writing about credit cards for several years now. And when I went looking for a new travel rewards card for my girlfriend and me, the American Express® Gold Card included everything we were...
View ArticleWhat is a bad credit personal loan? Here’s what to know
elenaleonova/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit lenders may approve borrowers with credit scores in the upper 500s or lower. Loans for bad credit usually come...
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How to Create a Retirement Income Stream
Creating a reliable and adequate income stream from investments is one of the main goals of retirement planning. Learning how to do this involves assessing current finances and other retirement income...
View ArticleShould You Open a Business Credit Card—Yes or No?
Business credit cards can be an excellent tool to finance your small business. But should you open a new business credit card? Is now the right time? Would it be better to wait or look for other...
View ArticleDow record, Buffett’s $1 trillion win and Boar’s Head’s crisis
U.S. stocks ended the week mixed and the month with healthy gains as investors headed into the long Labor Day weekend. The Dow notched a new record high after a fresh inflation report signaled more...
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Mega Millions jackpot balloons to $681 million after no grand prize winner
The Mega Millions jackpot rose to an estimated $681 million after no tickets matched the winning numbers during Friday night’s drawing. The winning numbers drawn on Friday were 10, 17, 20, 24 and 54...
View ArticleWhere to Buy Cheap Furniture
You don’t have to spend a fortune to bring your Pinterest board dreams to life. You just need to know where to buy cheap furniture that doesn’t look cheap. As a frugal guy myself, I did a ton of...
View ArticleThe Importance of Financial Literacy for Your Teens
Financial literacy is a crucial life skill that can significantly impact your teen’s future. As parents, educators, and mentors, we have the responsibility to equip the younger generation with the...
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