Closing costs in California: Who pays for what?
Images by GettyImages; Illustration by Hunter Newton/Bankrate No matter what state you’re in, real estate transactions are financially complex. Homebuyers and sellers have to think about more than...
View ArticleTax-loss harvesting: How to turn investment losses into money-saving tax breaks
No one likes the idea of losing money in the stock market, but sometimes taking a loss can actually work to your advantage. Tax-loss harvesting allows you to realize losses and get a tax break for...
View Article5 questions a newbie cardholder asked me — and what I told her
Credit cards can be a little (or very) confusing, especially if you’ve never had one before. They’re not as straightforward debit cards, and they come with the risk of racking up high-interest debt....
View ArticleWhat to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to get an advance on your money. These loans...
View ArticleI’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55 can make sense. For one thing, withdrawals from Roth accounts, unlike traditional...
View ArticleChallenges of Starting a Business: What to Prepare For
Multiple studies have found that small business owners are happier—and healthier—than traditional employees. Being your own boss can be stressful at times, but many people find the process to be...
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Fed interest rate cuts won’t help your credit card debt
Wall Street and Main Street are ready to usher in the fall season with the first interest rate cut since March of 2020, the start of the COVID-19 pandemic, and with this comes the hope of lower...
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Custodia Bank laying off employees as Biden admin’s crypto crackdown weighs...
The Biden administration’s regulatory crackdown on cryptocurrency has caused a significant restructuring at a small, but high-profile crypto bank. FOX Business has learned that Custodia Bank, a...
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Pay for new hires is falling in some blue-collar jobs
Some jobs just don’t pay what they used to. Data from ZipRecruiter shows the wages employers are offering new hires in several blue-collar sectors of the labor market have declined this year from...
View ArticleCan you deposit cash at an ATM?
Key takeaways Not all ATMs accept cash deposits, so it’s important to check before attempting to deposit cash. There may be limits on the amount of cash you can deposit at an ATM, usually based on the...
View ArticleWhat is a financial coach and what do they do?
FG Trade Latin/Getty Images Coaching can help in many different aspects of life. Whether it’s in sports or just life in general, coaches can help us make the most of our talents and identify areas of...
View ArticleShould you get a credit card?
Key takeaways Credit cards are powerful financial tools that have helped millions of consumers build and rebuild credit, earn rewards and pay off major purchases over time. But when used...
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American Express vs. Discover: Which offers better personal loans?
dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex customers. Discover offers a slightly lower minimum...
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6 Unexpected Retirement Expenses You May Face
Unexpected expenses could creep up in retirement and put your nest egg at risk. These can include healthcare, housing or inflation, and add up quickly. Preparing for these expenses can help you avoid...
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Not setting aside funds for retirement early enough ‘biggest’ financial...
Setting aside funds for retirement is important – and 22% of U.S. adults reported not starting the practice early enough brought them the most financial regret. Bankrate reported that to be the case...
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Dollar General stock slides as earnings show soft consumer demand
Dollar General stock plunged 27% on Thursday after the company released second-quarter financial results that showed softening consumer demand and prompted a cut to its annual sales and profit...
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Smokers under 30 must show ID to purchase tobacco products, FDA says
The U.S. Food and Drug Administration announced that people who appear under 30 will now be required to show photo identification to purchase tobacco products, raising the previous age verification...
View ArticleWhat is financial planning? Learn how to get started.
Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and...
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Guide to Visa Signature credit cards
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The...
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LightStream vs. SoFi: Which personal loan is right for you?
Hinterhaus Productions/Getty Images Key takeaways LightStream personal loans are better for borrowers with strong credit who want to find the best deal. SoFi personal loans are also a solid option,...
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