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Texas leads US in job creation over past year
Texas Gov. Greg Abbott is taking a victory lap after new data shows the Lone Star State has led the nation in job creation over the past year. Employment numbers released by the Bureau of Labor...
View ArticleWhat Are Index Funds? – Ramsey
An index fund is a kind of mutual fund that mirrors a financial market index, like the S&P 500. So an S&P 500 index fund would invest in companies included in the S&P 500 index, and the...
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Why Debt Forgiveness Is Not As Forgiving As It Looks
Key takeaways With debt forgiveness, creditors pardon some or all of your debt. Various types of debt may qualify for forgiveness. Debt forgiveness can offer relief from overwhelming financial...
View Article6 Things To Do After Completing A Balance Transfer
Carlina Teteris/Getty Images Key takeaways A balance transfer is a good way to eliminate existing credit card debt over a set number of months, usually at a lower interest rate. After completing your...
View ArticleDo You Need A Financial Advisor? When To Consider Getting One
When it comes to managing your money, you don’t want anyone messing it up — and that includes you. There might come a time where you need to call in reinforcements and hire a financial advisor,...
View ArticleElection 2024: Trump, Harris Say No Tax On Tips — What That Means For Businesses
Key insights Eliminating taxes on tips would allow workers to take home more pay, possibly easing the labor shortage and increasing employee satisfaction. How getting rid of taxes will impact state...
View ArticlePersonal finance weekly news roundup October 26, 2024 ~ Credit Sesame
Credit Sesame’s personal finance news roundup October 26, 2024. Stories, news, politics and events impacting personal finance during the past week. Credit conditions continue to worsen in September...
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Oil prices plunge 6% after Israel’s limited retaliatory attack on Iran
Oil prices slid by more than 6% on Monday after Israel opted against attacking Iran’s oil and nuclear facilities in a retaliatory strike it carried out over the weekend. Brent crude, the global...
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More Americans living paycheck-to-paycheck than 5 years ago, Bank of America...
The share of U.S. households living paycheck to paycheck has grown across all income brackets over the past five years, according to a new study from the Bank of America Institute. A new analysis...
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What Is a Roth Conversion? And How Does It Work?
You may already know about the tax advantages of investing for retirement with a Roth retirement account. Tax-free growth and tax-free withdrawals in retirement? Sign us up for that every time! And if...
View ArticleWhat Is A 1099-C Cancellation Of Debt Form?
staticnak1983/Getty Images Key takeaways You will receive a 1099-C Cancellation of Debt form if a lender forgives more than $600 of taxable debt. You must include the amount of canceled debt on your...
View ArticleBest Marriott Credit Cards For 2024
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools...
View ArticleHow To Buy An S&P 500 Index Fund: Key Things To Know
Standard & Poor’s 500 index funds are among today’s most popular investments — and it’s little wonder why. The S&P 500 index, on which these funds are based, has returned an average of about...
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When To Consider A Short-term Business Loan
skynesher/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Short-term loans are best used for emergency expenses, seasonal cash flow gaps, time-sensitive opportunities or to purchase...
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SEC-turned-crypto lawyer talks revolving door, industry tensions
The revolving door between the U.S. cryptocurrency industry and Wall Street’s top cop has been particularly active this year — a trend that one former SEC lawyer who now defends crypto clients in the...
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Infant care costs at least 10% of a family’s annual income in nearly all states
A new report finds that child care costs for full-time center-based care for one infant costs at least 10% of a median family’s annual income in nearly every state, according to a study by Bankrate....
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How to File for Bankruptcy: Chapter 7 and 13
Before you file for bankruptcy, you’ll need to gather the necessary documents—including a record of debts, proof of income and a list of assets. You must complete both a credit counseling course and a...
View ArticleHow To Maximize Flat-Rate Cash Back Cards
Key takeaways Use your flat-rate cash back card to pay utility bills and other monthly expenses in order to maximize your rewards. Buy through your issuer portal and special cash back apps to earn...
View ArticleAsset Allocation: What It Is And How It Works
Mathias Darnell/EyeEm/Getty Images Asset allocation is how your assets are divided among various asset classes to reduce risk and potentially increase your returns. Each type of asset – stocks, bonds,...
View ArticleBest Low-Interest Business Loans for Bad Credit
If you have fair-to-bad credit (a FICO score of 669 or less), you likely know you’re going to pay more in interest for any loan you get compared to business loans for excellent credit. While average...
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