Tough times for would-be homebuyers in fall 2024 ~ Credit Sesame
Credit Sesame discusses the challenges facing would-be homebuyers in fall 2024. After a sustained drop, 30-year mortgage rates have risen for four straight weeks. Home prices also continue to rise. It...
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Bond market pain is real. How ETFs can protect you
It has been a rough few weeks for bond investors. With more uncertainty to come, it might be time to look at some hedging options. This was supposed to be the time when long-suffering fixed-income...
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US GDP grew 2.8% in the third quarter, slower than expected
The U.S. economy grew slightly slower than expected in the third quarter amid easing inflation and strong consumer spending. The Commerce Department’s Bureau of Economic Analysis released its advance...
View ArticleHelping Family Financially, When Has the Help Gone Too Far?Before offering...
Beware of Bailouts While offering financial assistance to a family member can provide them with much needed relief from stress, beware of bailouts! If you’ve previously assisted a family member, it’s...
View ArticleHow Auto Loans and Car Payments Work
Thinking about buying a new (or new-to-you) car? Before you take out a car loan from the first dealer who gives you the thumbs-up, you need to make sure you know exactly what you’re signing up for—and...
View ArticleBudgeting for the Holiday Season: Tips and Tricks
As the holiday season approaches, the excitement of gathering with loved ones, exchanging gifts, and indulging in festive feasts can be dampened by the looming concern of overspending and accumulating...
View ArticleWant A Lower Credit Card Interest Rate? Just Ask
Key takeaways If you’re not happy with your credit card’s interest rate, you could try to negotiate with your card issuer. Do your research on your account’s history and terms, as well as competing...
View ArticleA Second Bank Has Failed in 2024. Here’s Why It’s Important to Bank at a...
On Friday, Oct. 18, the First National Bank of Lindsay in south central Oklahoma, was reported closed by the Department of Treasury’s Office of Comptroller of the Currency over “false and deceptive”...
View ArticleStock Upgrades And Downgrades: What They Mean
Analyst ratings are meant to give investors a pulse on the potential future performance of a stock. Instead of combing through research and data points for hours, investors can get a one-verb takeaway...
View ArticleHow Long Does It Take to Receive a Short-term Business Loan?
Key takeaways Online lenders tend to specialize in short-term loans and can provide funds quickly Banks offer better rates and terms than online lenders, but their application process and funding...
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AmEx, US Chamber of Commerce Foundation team up on grants for Helene,...
American Express and the U.S. Chamber of Commerce Foundation are teaming up to provide funds for small businesses working to recover from Hurricanes Helene and Milton. The Small Business Hurricane...
View ArticleMortgage rates march higher | Fox Business
Mortgage rates continued their upward climb this week, leaving demand essentially flat in the stagnant housing market. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed...
View ArticleWhat Is a Brokerage Account?
While your 401(k) at work and a Roth IRA are the best ways to save for retirement, they’re not the only ways to invest. That’s where a brokerage account comes in. Under the right circumstances,...
View ArticleFall Finances: The Pros & Cons of Seasonal Employment
The holiday season is approaching fast and you’re wondering how in the world you’re going to afford gifts this year. Your full time job just covers your basic necessities and credit card debt...
View ArticleThe 5 Most Common Types of Bankruptcy
Key takeaways There are several kinds of bankruptcy as established by the United States Courts. The kind of bankruptcy filing available to you will depend on what kind of debtor you are — an...
View ArticleWhat is a relationship rate and how can it benefit your money?
Jose Luis Pelaez Inc/Getty Images Key takeaways A relationship rate, or relationship APY, offers a higher annual percentage yield on deposit accounts when you open an additional account at the same...
View Article8 Important Financial Ratios To Know When Analyzing A Stock
Key takeaways Individual stocks can be a good way to diversify your portfolio, but you’ll need to know how to analyze the underlying businesses before investing. There are several types of financial...
View ArticleDid Digital Currency Group Profit From $60 Million In North Korean Crypto...
What’s in your wallet Barry Silbert? A Forbes investigation reveals that despite alleged safeguards, Grayscale’s owner’s fee income spiked after its crypto mixer Railgun saw a sudden surge in...
View ArticleSales Taxes On Halloween Candy Can Be More Trick Than Treat
Halloween spending is expected to reach $11.6 billion in 2024, just shy of last year’s record-breaking spooky season—that works out to an average of $103.63 per spender. Across spending categories,...
View ArticleNew Banking Opportunities For The Generation That Won’t Go Away
OBSERVATIONS FROM THE FINTECH SNARK TANK In the past few weeks, two contacts of mine announced new jobs on LinkedIn. Nothing unusual about that, right? Except that both of them had announced their...
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